Glossary
havarijní pojištění
Pronounced ha-va-riy-nyee po-yish-tyen-yee
In one line
Optional comprehensive motor insurance.
Where you meet it
Dealers and lenders often bundle it, and it is frequently required with a financed or leased car.
The fuller explanation
Unlike povinné ručení it is voluntary and covers damage to your own vehicle, including theft and accidents you cause. Cover, excess and exclusions vary a lot between insurers, so compare the policy wording rather than only the price.
Related
Last checked: 4 September 2026
Explanations are written for orientation, not as legal advice. Last checked 4 September 2026.